Which Illinois consumer-debt judgment revival rule applies?

Preserve the entered judgment and identify the underlying transaction and debtor.

Apply subsection (a-5)’s personal, family or household consumer-debt definition and its bodily-injury, death and business-guarantee exclusions.

Classify actual entry before January 1, 2020, during 2020 through 2025, or on or after January 1, 2026.

1. Preserve the entered judgment and identify the underlying transaction and debtor.
2. Apply subsection (a-5)’s personal, family or household consumer-debt definition and its bodily-injury, death and business-guarantee exclusions.
3. Classify actual entry before January 1, 2020, during 2020 through 2025, or on or after January 1, 2026.
4. Do not apply a universal ten-year interval. Before 2020, (a-10)(1) refers to general subsection (a) windows. During 2020 through 2025, (a-10)(2) requires a revival petition no later than ten years after entry. From January 1, 2026, (a-10)(3) bars revival while stating potential fifteen-year enforcement.
5. For a revivable judgment, file the applicable petition in the original case, complete notice under the specified Rule 106 procedure and obtain the revival order. Preserve the original amount, costs, interest and credits. Do not petition to revive the new no-revival category.

No computed date is published. Establish the applicable statutory periods and then check their governing counting and closed-day provisions separately.

Consumer-debt judgment rules depend on debt classification and entry before 2020, during 2020 through 2025, or from January 1, 2026. The historic single ten-year preset cannot represent all three regimes.

Consumer debt has a specific definition

Subsection (a-5) concerns natural-person transactions for personal, family or household purposes. It excludes compensation for bodily injury or death and the stated natural-person/business guarantees or joint and several liability.

Pre-2020 consumer-related judgments use general revival

Subsection (a-10)(1) says a consumer-related judgment entered before January 1, 2020 is not a consumer-debt judgment and refers it to subsection (a). General windows depend on entry, prior revival and dormancy.

The middle category has a ten-year petition limit

Subsection (a-10)(2) governs consumer-debt judgments entered from January 1, 2020 through December 31, 2025. It requires a petition no later than ten years after entry, service and a revival order.

The 2026 category forbids revival

Subsection (a-10)(3) governs consumer-debt judgments entered on or after January 1, 2026. They may not be revived but may be enforceable for fifteen years. Enforcement is not a new revival window.

General procedural and enforcement qualifications remain

Subsections (b) through (h) specify petition contents, notice, the order, bankruptcy-lien restrictions, fewer-party revival, unlimited judgments and qualifying ongoing wage enforcement. A date category alone does not establish complete enforcement authority.

• This calculation does not determine whether relief is available or whether the facts satisfy the statute.
• A current statutory edition does not establish the law for every historical claim. Preserve the applicable edition and actual orders.

• Preserve the entered judgment and identify the underlying transaction and debtor.
• Apply subsection (a-5)’s personal, family or household consumer-debt definition and its bodily-injury, death and business-guarantee exclusions.
• Classify actual entry before January 1, 2020, during 2020 through 2025, or on or after January 1, 2026.
• Subsection (a-5) concerns natural-person transactions for personal, family or household purposes. It excludes compensation for bodily injury or death and the stated natural-person/business guarantees or joint and several liability.
• Subsection (a-10)(1) says a consumer-related judgment entered before January 1, 2020 is not a consumer-debt judgment and refers it to subsection (a). General windows depend on entry, prior revival and dormancy.
• Subsection (a-10)(2) governs consumer-debt judgments entered from January 1, 2020 through December 31, 2025. It requires a petition no later than ten years after entry, service and a revival order.
• Subsection (a-10)(3) governs consumer-debt judgments entered on or after January 1, 2026. They may not be revived but may be enforceable for fifteen years. Enforcement is not a new revival window.
• Subsections (b) through (h) specify petition contents, notice, the order, bankruptcy-lien restrictions, fewer-party revival, unlimited judgments and qualifying ongoing wage enforcement. A date category alone does not establish complete enforcement authority.
• For a revivable judgment, file the applicable petition in the original case, complete notice under the specified Rule 106 procedure and obtain the revival order. Preserve the original amount, costs, interest and credits. Do not petition to revive the new no-revival category. File with the proper clerk in the required format. Rule 9 ordinarily requires civil electronic filing, subject to its exceptions and exemptions. Rule 9(f) ordinarily requires submission before midnight in the court time zone unless a statute, rule or actual order specifies a different time. A submission on a closed clerk day ordinarily receives the next open-day stamp. Preserve the actual electronic file mark, receipt and any filing-relief order. Filing and service are distinct acts.