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United States · Illinois statutory procedure

When does Illinois’s five-year residual limitation period expire?

Section 13-205 generally requires covered unwritten-contract, arbitration-award, property and otherwise unprovided-for civil actions within five years after accrual. Its UCC and Public Aid exceptions and more specific limitation provisions require separate classification.

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Period
Five calendar years after independently established accrual
Trigger
Independently established accrual of the covered Section 13-205 cause of action
Rule
735 ILCS 5/13-205
735 ILCS 5/13-205

Section 13-205 source note P.A. 82-280. The retained current official full-section extract includes both the UCC and Public Aid exceptions.

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Does the residual statute govern this accrued claim?

Classify the claim as a covered unwritten contract, arbitration award, property injury, personal-property recovery, detention, conversion or civil action not otherwise provided for.

Check whether a more specific limitation period governs.

Independently establish accrual before entering the date.

735 ILCS 5/13-205

How is the Section 13-205 five-year period counted?

  1. Classify the claim as a covered unwritten contract, arbitration award, property injury, personal-property recovery, detention, conversion or civil action not otherwise provided for.
  2. Count five calendar years from the established accrual date to the corresponding anniversary. Apply Section 1.11 to a final excluded day. No disability stay or concealment period is added automatically.
  3. Check the final weekend, statutory holiday and the proper court’s actual calendar.
  4. Commence the correctly classified action within the applicable period. Preserve the classification, accrual record and filing evidence. The five-year calculation alone does not prove timely commencement of a different claim.

Section 1.11 excludes a final Saturday, Sunday or statutory holiday and consecutive excluded days. Section 17(a) of the Promissory Note and Bank Holiday Act includes Pulaski Day, Good Friday and the general election for members of the House of Representatives. Check proclamations, the proper court’s actual calendar and clerk access separately. The bundled Illinois calendar covers 2026 and 2027.

5 ILCS 70/1.11

What does an independently derived example show?

Fictitious example

Use the ordinary five-year count for an independently classified Section 13-205 claim. It does not establish that the residual statute governs or override a more specific statute. Fictitious established event. No extension, tolling, competing deadline or special order is assumed.

Example counting steps
StepWhat is countedDate
Established statutory eventIndependently established accrual of the covered Section 13-205 cause of actionAugust 2, 2022
Applicable statutory periodFive calendar years after independently established accrualAugust 2, 2027
Example resultAugust 2, 2027

Fictitious facts. The event and statutory classification are independently established. The calculator does not determine accrual, legal disability, fraudulent concealment, effective agency service or an actual court extension.

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Which qualifications change this statutory calculation?

Two express statutory exceptions appear in the section
Section 13-205 excepts UCC Section 2-725 and Illinois Public Aid Code Section 11-13. Do not apply the residual five years to an expressly excepted claim.
A specific limitation can displace the residual category
The final category covers civil actions not otherwise provided for. A matching five-year number does not replace analysis of the statute governing the actual claim.
Written obligations require a different classification
Section 13-206 addresses specified written obligations and the Wage Payment and Collection Act. A written claim is not converted into an unwritten-contract claim by selecting this preset.
Disability at accrual differs from later disability
Section 13-211(a) addresses disability or minority at accrual. Subsection (b) addresses later legal disability and caps a Section 13-205 stay at ten years from disability adjudication.
Concealment is not an automatic extra five years
Section 13-215 requires the liable person’s fraudulent concealment and the entitled person’s discovery. The ordinary residual count does not decide those facts.
735 ILCS 5/13-205
  • This calculation does not determine whether relief is available or whether the facts satisfy the statute.
  • A current statutory edition does not establish the law for every historical claim. Preserve the applicable edition and actual orders.

What must be completed and preserved?

Questions about 735 ILCS 5/13-205

When does Illinois’s five-year residual limitation period expire?

Do all unwritten contracts receive this five-year period?

First check the express UCC and Public Aid exceptions and the actual governing claim. Section 13-205 does not override those exceptions.

735 ILCS 5/13-205

Does this calculator decide when conversion or property damage accrued?

No. Establish accrual under the governing claim before calculating five calendar years.

735 ILCS 5/13-205

Does a later legal disability stay a Section 13-205 claim indefinitely?

Section 13-211(b) caps the stated stay at ten years from adjudication of legal disability. Review that subsection and the actual disability record.

735 ILCS 5/13-211(a), (b)

Official statutory sources and review

Provisions used (8)
Provisions used in this guide
ProvisionPurpose
735 ILCS 5/13-205The specific statutory actor, triggering event, period and qualifications
735 ILCS 5/13-211(a), (b)At-accrual disability and the later-disability stay cap
735 ILCS 5/13-215Fraudulent concealment and discovery
5 ILCS 70/1.11Triggering-day exclusion and the final eligible day
205 ILCS 630/17(a), (d)Illinois statutory holidays and consecutive excluded days
Illinois Supreme Court Rule 9(f)Applicable court filing, service and proof requirements, separate from agency service
Illinois Supreme Court Rule 11Applicable court filing, service and proof requirements, separate from agency service
Illinois Supreme Court Rule 12Applicable court filing, service and proof requirements, separate from agency service
Read the official provision

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